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PHKSheetsby PHK Media LtdAll templates
PHKSheetsby PHK Media LtdAll templates

How to do a risk assessment for a small business

  • Last checked
  • 2 official sources
  • Health & safety
  • By PHK MEDIA LTD

Under the Management of Health and Safety at Work Regulations 1999, every employer must identify what could cause injury or illness, decide how likely and how serious the harm could be, and act to remove the hazard or control the risk. If you have 5 or more employees you must write down the significant findings.

Risk Assessment Generator (HSE 5 Steps)Free: Fill in a simple risk assessment record using HSE's five steps and headings, then print it or save it as a PDF.

Step by step

  1. Identify the hazardsWalk round and think about what could cause harm.
  2. Decide who might be harmed and howStaff, visitors, the public, people with particular needs.
  3. Evaluate the risks and actRemove the hazard or put controls in place.
  4. Record your findingsRequired with 5 or more employees.
  5. Review itWhen anything changes, and regularly.

Worked example. Hazard: slips and trips. Who: staff and visitors tripping over stock or slipping on spills. Already doing: spills cleaned straight away, walkways kept clear. Further action: fix the loose mat by the back door. Who: the shop manager, by the end of the week.

Frequently asked questions

Is a risk assessment a legal requirement?

Yes. Employers must assess risks under the Management of Health and Safety at Work Regulations 1999.

Do I have to write it down?

If you have 5 or more employees, you must record the significant findings.

Is there a template?

Yes. HSE publishes a risk assessment template and examples to help you.

Sources

This guide is general information, not legal or tax advice. Last checked 4 November 2026. Rules change; check the sources above.